Insurance

What goes around . . .

. . . comes around, as they say.  Start by suing your brother for defamation, intentional infliction of emotional distress, and intentional interference with contract.  End up with a cross claim against you for defamation and intentional infliction of emotional distress.

But at least you’ve got insurance, right?  Not if you’re Richard Stellar, plaintiff in Stellar v. State Farm General Ins. Co., case no. B195728 (2d Dist. Nov. 27, 2007, ordered published Dec. 18, 2007).

If you’re Stellar, you just think your homeowner’s policy should cover the claim.  Here, the Court of Appeal holds that State Farm has no duty to defend because the alleged torts do not constitute an “occurrence” and the claimed injury is not “bodily injury,” as those terms are defined in the policy.